There's difference between being indebted to someone and sinning against them. Please show a single passage of Scripture that suggests that God requires a payment for sins
The Scripture indeed uses a variety of images to describe sin—debt, rebellion, transgression, uncleanness, and more. When it comes to the idea of sin requiring a payment, there are several passages that speak directly to this concept—not always using the word “payment,” but clearly expressing the idea that sin incurs a cost that must be borne or satisfied.
One key passage is Isaiah 53:5–6, which says: “But he was pierced for our transgressions, he was crushed for our iniquities; upon him was the chastisement that brought us peace, and with his wounds we are healed. All we like sheep have gone astray; we have turned—every one—to his own way; and the Lord has laid on him the iniquity of us all.”
This passage pictures the suffering servant bearing the consequences of others’ sins—he is "crushed" and "pierced" not for his own wrong, but for the sins of others. The language is substitutionary, and the weight of iniquity is laid on him, which strongly implies a form of satisfaction or payment.
Another key text is Romans 3:23–25: “For all have sinned and fall short of the glory of God, and are justified by his grace as a gift, through the redemption that is in Christ Jesus, whom God put forward as a propitiation by his blood, to be received by faith.”
Here, Paul uses the language of “redemption” and “propitiation.” “Redemption” (Greek: apolutrōsis) literally refers to a ransom or buying back, and “propitiation” (hilastērion) refers to the satisfaction of wrath—both of which imply that something is required to set things right.
Finally, Hebrews 9:22 states: “Without the shedding of blood there is no forgiveness of sins.”
This is an unmistakable statement that forgiveness is not granted apart from a cost—something has to die, blood has to be shed, pointing ultimately to Christ’s sacrificial death.
So, while Scripture doesn’t always use the word “payment” in every context, the overarching narrative is clear: sin brings guilt and condemnation, and reconciliation with God comes at a price—a price paid fully and finally by Jesus Christ.