4givN&hope4U
Member
- Joined
- Jan 21, 2006
- Messages
- 102
Hello all.
I, already, sent this to Coconut (one of the Moderators) and she said this was the appropriate place for this post/thread. (In the Lounge.)
It is good to read, for warning.
In keeping with the rules, though, I will share a verse that could be related to this very warning:
"Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law." Romans 13:8 in the King James version Holy Bible
Subject: Credit Card Fraud
These 3 scenarios are very good ones to read if you have a credit card.
What they won't think of next !
>> >Be sure to read 'Scene 3'
>> >
>> >SCENE 1. This is a new one. People sure stay busy trying to cheat
us, >> >don't they??
>> >A friend went to the local gym and placed his belongings in the
locker.
>> >After the workout and a shower, he came out, saw the locker open,
and >> >thought to himself, "Funny, I thought I locked the locker.
>> >Hmmmmm." He dressed and just flipped the wallet to make sure all
was in >> >order. Everything looked okay - all cards were in place.
>> >
>> >A few weeks later his credit card bill came - a whooping bill of
>> >$14,000!
>> >
>> >He called the credit card company and started yelling at them,
saying >> >that he did not make the transactions. Customer care
personnel verified >> >that there was no mistake in the system and
asked if his card had been >> >stolen.
>> >
>> >"No," he said, but then took out his wallet, pulled out the credit
card, >> >and yep - you guessed it - a switch had been made. An expired
similar >> >credit card from the same bank was in the wallet.
The thief broke
into
>> >his locker at the gym and switched cards.
>> >
>> >
>> >
>> >
>> >
>> >
>> >Verdict: The credit card issuer said since he did not report the
card >> >missing earlier, he would have to pay the amount owed to them.
How much >> >did he have to pay for items he did not buy?
$9,000! Why were
there no
>> >calls made to verify the amount swiped? Small amounts rarely
trigger a >> >"warning bell" with some credit card companies.
It just so happens
that
>> >all the small amounts added up to big one!
>> >
>> >SCENE 2. A man at a local restaurant paid for his meal with his
credit >> >card. The bill for the meal came, he signed it, and the
waitress folded >> >the receipt and passed the credit card along.
>> >
>> >Usually, he would just take it and place it in his wallet or
pocket.
>> >Funny enough, though, he actually took a look at the card and, lo
and >> >behold, it was the expired card of another person. He called
the >> >waitress and she looked perplexed. She took it back,
apologized, and >> >hurried back to the counter under the watchful eye
of the man. All the >> >waitress did while walking to the counter was
wave the wrong expired >> >card to the counter cashier, and the counter
cashier immediately looked >> >down and took out the real card. No
exchange of words --- nothing!
She
>> >took it and came back to the man with an apology.
>> >
>> >Verdict: Make sure the credit cards in your wallet are yours.
Check
the
>> >name on the card every time you sign for something and/or the card
is >> >taken away for even a short period of time. Many people just
take back >> >the credit card without even looking at it, "assuming"
that it has to be >> >theirs. FOR YOUR OWN SAKE, DEVELOP THE HABIT OF
CHECKING YOUR CREDIT >> >CARD EACH TIME IT IS RETURNED TO YOU AFTER A
TRANSACTION!
>> >
>> >SCENE 3: Yesterday I went into a pizza restaurant to pick up an
order >> >that I had called in. I paid by using my Visa Check Card
which, of >> >course, is linked directly to my checking account.
>> >
>> >The young man behind the counter took my card, swiped it, then laid
it >> >on the counter as he waited for the approval, which is pretty
standard >> >procedure. While he waited, he picked up his cell phone
and started >> >dialing.
>> >
>> >
>> >I noticed the phone because it is the same model I have, but
nothing >> >seemed out of the ordinary. Then I heard a click that
sounded like my >> >phone sounds when I take a picture. He then gave me
back my card but >> >kept the phone in his hand as if he was still
pressing buttons.
>> >Meanwhile, I'm thinking: I wonder what he is taking a picture of,
>> >oblivious to what was really going on. It then dawned on me: the
only >> >thing there was my credit card, so now I'm paying close
attention to >> >what he is doing.
>> >
>> >He set his phone on the counter, leaving it open.
About five
seconds
>> >later, I heard the chime that tells you that the picture has been
saved.
>> >
>> >
>> >Now I'm standing there struggling with the fact that this boy just
took >> >a picture of my credit card. Yes, he played it off well,
because had we >> >not had the same kind of phone, I probably would
never have known what >> >happened. Needless to say, I immediately
canceled that card as I was >> >walking out of the pizza parlor.
>> >
>> >All I am saying is, be aware of your surroundings at all times.
Whenever
>> >you are using your credit cards, take caution and don't be
careless.
>> >Notice who is standing near you and what they are doing when you
use >> >your card. Be aware of phones because many have a camera phone
these >> >days.
>> >
>> >When you are in a restaurant and the waiter/waitress brings your
card >> >and receipt for you to sign, make sure you scratch the number
off.
Some
>> >restaurants are using only the last four digits, but a lot of them
are >> >still putting the whole thing on there. I have already been a
victim of >> >credit card fraud and, believe me, it is not fun.
The truth is
that
they
>> >can get you even when you are careful, but don't make it easy for
them.
>> >
>> >FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF.
>> >LET'S GET THE WORD OUT! JUST BE AWARE
I, already, sent this to Coconut (one of the Moderators) and she said this was the appropriate place for this post/thread. (In the Lounge.)
It is good to read, for warning.
In keeping with the rules, though, I will share a verse that could be related to this very warning:
"Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law." Romans 13:8 in the King James version Holy Bible
Subject: Credit Card Fraud
These 3 scenarios are very good ones to read if you have a credit card.
What they won't think of next !
>> >Be sure to read 'Scene 3'
>> >
>> >SCENE 1. This is a new one. People sure stay busy trying to cheat
us, >> >don't they??
>> >A friend went to the local gym and placed his belongings in the
locker.
>> >After the workout and a shower, he came out, saw the locker open,
and >> >thought to himself, "Funny, I thought I locked the locker.
>> >Hmmmmm." He dressed and just flipped the wallet to make sure all
was in >> >order. Everything looked okay - all cards were in place.
>> >
>> >A few weeks later his credit card bill came - a whooping bill of
>> >$14,000!
>> >
>> >He called the credit card company and started yelling at them,
saying >> >that he did not make the transactions. Customer care
personnel verified >> >that there was no mistake in the system and
asked if his card had been >> >stolen.
>> >
>> >"No," he said, but then took out his wallet, pulled out the credit
card, >> >and yep - you guessed it - a switch had been made. An expired
similar >> >credit card from the same bank was in the wallet.
The thief broke
into
>> >his locker at the gym and switched cards.
>> >
>> >
>> >
>> >
>> >
>> >
>> >Verdict: The credit card issuer said since he did not report the
card >> >missing earlier, he would have to pay the amount owed to them.
How much >> >did he have to pay for items he did not buy?
$9,000! Why were
there no
>> >calls made to verify the amount swiped? Small amounts rarely
trigger a >> >"warning bell" with some credit card companies.
It just so happens
that
>> >all the small amounts added up to big one!
>> >
>> >SCENE 2. A man at a local restaurant paid for his meal with his
credit >> >card. The bill for the meal came, he signed it, and the
waitress folded >> >the receipt and passed the credit card along.
>> >
>> >Usually, he would just take it and place it in his wallet or
pocket.
>> >Funny enough, though, he actually took a look at the card and, lo
and >> >behold, it was the expired card of another person. He called
the >> >waitress and she looked perplexed. She took it back,
apologized, and >> >hurried back to the counter under the watchful eye
of the man. All the >> >waitress did while walking to the counter was
wave the wrong expired >> >card to the counter cashier, and the counter
cashier immediately looked >> >down and took out the real card. No
exchange of words --- nothing!
She
>> >took it and came back to the man with an apology.
>> >
>> >Verdict: Make sure the credit cards in your wallet are yours.
Check
the
>> >name on the card every time you sign for something and/or the card
is >> >taken away for even a short period of time. Many people just
take back >> >the credit card without even looking at it, "assuming"
that it has to be >> >theirs. FOR YOUR OWN SAKE, DEVELOP THE HABIT OF
CHECKING YOUR CREDIT >> >CARD EACH TIME IT IS RETURNED TO YOU AFTER A
TRANSACTION!
>> >
>> >SCENE 3: Yesterday I went into a pizza restaurant to pick up an
order >> >that I had called in. I paid by using my Visa Check Card
which, of >> >course, is linked directly to my checking account.
>> >
>> >The young man behind the counter took my card, swiped it, then laid
it >> >on the counter as he waited for the approval, which is pretty
standard >> >procedure. While he waited, he picked up his cell phone
and started >> >dialing.
>> >
>> >
>> >I noticed the phone because it is the same model I have, but
nothing >> >seemed out of the ordinary. Then I heard a click that
sounded like my >> >phone sounds when I take a picture. He then gave me
back my card but >> >kept the phone in his hand as if he was still
pressing buttons.
>> >Meanwhile, I'm thinking: I wonder what he is taking a picture of,
>> >oblivious to what was really going on. It then dawned on me: the
only >> >thing there was my credit card, so now I'm paying close
attention to >> >what he is doing.
>> >
>> >He set his phone on the counter, leaving it open.
About five
seconds
>> >later, I heard the chime that tells you that the picture has been
saved.
>> >
>> >
>> >Now I'm standing there struggling with the fact that this boy just
took >> >a picture of my credit card. Yes, he played it off well,
because had we >> >not had the same kind of phone, I probably would
never have known what >> >happened. Needless to say, I immediately
canceled that card as I was >> >walking out of the pizza parlor.
>> >
>> >All I am saying is, be aware of your surroundings at all times.
Whenever
>> >you are using your credit cards, take caution and don't be
careless.
>> >Notice who is standing near you and what they are doing when you
use >> >your card. Be aware of phones because many have a camera phone
these >> >days.
>> >
>> >When you are in a restaurant and the waiter/waitress brings your
card >> >and receipt for you to sign, make sure you scratch the number
off.
Some
>> >restaurants are using only the last four digits, but a lot of them
are >> >still putting the whole thing on there. I have already been a
victim of >> >credit card fraud and, believe me, it is not fun.
The truth is
that
they
>> >can get you even when you are careful, but don't make it easy for
them.
>> >
>> >FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF.
>> >LET'S GET THE WORD OUT! JUST BE AWARE
